Your German owner-occupied home is still receiving Baukindergeld. It is now to be sold, perhaps with a move to another owner-occupied home. Include the existing subsidy as its own case in the sales planning. It will not continue unchanged solely because your bank details remain the same.
This article concerns ongoing existing cases. The KfW product 424 can no longer be newly applied for according to the current existing-cases page. [KFW424-BESTAND]
The next instalment is initially a position to be checked
The KfW states owner-occupation as the main or sole residence and the specified ownership status as permanent prerequisites. According to their information, if you move out, rent out or sell, the prerequisites for further payments cease; changes must be reported immediately. [KFW424-BESTAND]
Our editorial recommendation: compile the funding confirmation, the previous payment status and the intended sequence of moving out and transfer of ownership. Plan future instalments only on the basis of the status confirmed for this purpose. This article does not claim automatic repayment of all instalments lawfully received to date.
A new owner-occupied home alone does not confirm the change of property
The existing-cases page describes a possible change of property under several conditions. These include a seamless move, continuous owner-occupied property with ownership of both properties at the time of the move and further personal and property-related conditions. The application must be submitted within six months of moving into the new property; the KfW checks individually. [KFW424-BESTAND]
Use these notes as an incentive to make a timely concrete enquiry. A temporary stay in a rented flat is not confirmed as harmless by this article. Likewise, the intention to purchase another house does not replace the check of the ownership and usage situation actually achieved.
An invented move with a gap
A family wants to sell first, rent for several months and then move into a new owner-occupied home. In their own overview the previous subsidy instalments continue unchanged. Only on reconciliation do they realise that the planned sequence must be examined separately.
They report the actual plan and request the classification required for their case. Until confirmation they operate a variant without the further instalments that are not yet secured. They do not change any ownership or moving date solely on the basis of a generally worded internet answer.
Complete the sale within the funding case as well
The KfW specifies documents for the sale relating to the notarised contract, the change of ownership and the move-out. [KFW424-BESTAND] Clarify the full extent required directly for your case and keep submission and response. Linked application forms are not anticipated here.
The reliable result is a confirmed funding treatment of the actual change. It contains the still applicable payment expectations and, if applicable, the separately examined possibility of a change of property. This way an ongoing old subsidy remains a comprehensible position while sale and next residence are newly organised.