An offer states a monthly Hausgeld payment. The sales page describes the community as well financed, but the most recent minutes list several works. Before you classify this flat as affordable, you must establish which figure is already fixed, which share of the costs relates to your unit and which amount may additionally fall due for you at which time.
First assemble the current payment package
Our editorial recommendation: Request for the exact unit offered the applicable advance resolution with budget (Wirtschaftsplan), the latest statement together with the related resolution situation, the asset report and the resolutions relevant for larger measures. Record the document status and any outstanding supplements. The documents have different functions; §28 WEG distinguishes advances, supplementary payments or adjustments and the asset report. [ZAHLUNGEN]
Please ask the sales side to obtain missing administrative documents. § 18 Absatz 4 WEG gives the condominium owner a right of inspection (Einsichtsrecht). [EINSICHT] This article does not derive from that an identical direct right for every interested party. An incomplete package will be marked as incomplete for the purchase decision.
Check the contents of the monthly payment
Have it explained which services are included and which payments you must make separately. Also record the allocation to reserves separately. Compare two offers only after this reconciliation; differently included services otherwise create a false price advantage.
For larger items you need the basis for the share attributable to your unit. §16 WEG sets out distribution according to co-ownership shares and allows certain divergent resolutions. For structural alterations it refers to §21 with its own cost rules. [VERTEILUNG] [BAUMASSNAHME] A general percentage figure from the offer therefore does not replace a check of the actually applicable key.
Link the building requirements to the financing status
Classify pending works respectively as discussed, resolved or already commissioned. Ask about the cost status, intended financing and possible further payments. The legally named appropriate maintenance reserve is not a fixed blanket minimum amount for each flat set out here. [ERHALTUNG]
A stated balance alone does not yet answer what of it should be available for your relevant project. Have known encumbrances and financing gaps explained. A mere discussion of a measure will not be entered as an already owed special assessment. It remains an important open purchase assumption requiring clarification.
Read additional payments together with the purchase process
For a resolved special assessment you need the full resolution, distribution and due-date regulation as well as the outstanding amount attributable to the unit. § 28 Absatz 3 WEG allows resolutions on due date and fulfilment. [ZAHLUNGEN] Also note the intended change of ownership and the contractual transfer of possession and burdens; the dates are not equated.
The BGH confirmed in 2017 the buyer’s liability for a special assessment falling due only after change of ownership despite an earlier resolution. [ERWERBER] Therefore merely “resolved before your purchase” is not sufficient reassurance. The current concrete external obligation and an internal adjustment envisaged in the purchase contract are examined professionally together. A private distribution is not treated as an automatic change of the community’s claim.
Fictional case: The lower monthly figure is not yet convincing
Two suitable flats are described similarly in the offers. For the first the stated monthly payment includes the central heating supply; for the second this is paid additionally. For the second there is also a resolution with a later payment instalment, while the first community has so far only discussed a façade work.
The interested buyer first supplements the running costs to equal service scope. She then assigns the additional instalment of the second flat to her acquisition timetable and concretises the open façade assumption for the first. She does not offset an unconfirmed façade estimate against a binding instalment nor declare an unresolved burden as zero. Only with these differences does she decide on purchase price, available funds and remaining uncertainty.
Conclude with your own payment decision
Transfer confirmed ongoing and additional payments with their dates into your personal planning. Open measures remain visible as named scenarios. Forward material uncertainties before committing to suitable legal, technical and financing specialists. The result should explain why you can afford the specific flat or which essential answer is still missing.