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KI-Symbolbild: Eine Person geht von hinten gesehen eine steile Straße zwischen älteren Mietshäusern entlang, in der Ferne eine Brücke.
Guide Letting Germany

Discharge of residual debt granted: Reclassify an old rent title before the next reminder

An older rent title continues to appear as an open item. Before a reminder or enforcement order, check the granted discharge of residual debt, the claim period and possible statutory exceptions.

Automatically translated – the German version is legally binding. Show original (German)

Published
19 Oct 2026
Research as of
17 Oct 2026
Applies to
Germany
For whom
Owners & landlords
Article ID
WX26-P03-0112

An old titled rent arrear reappears in your bookings overview as needing to be chased when you switch views. The file now contains a decision on discharge of residual debt (Restschuldbefreiung). Before you issue a new reminder or an enforcement order, the claim needs an updated legal status. The earlier title alone does not answer its enforceability today.

Distinguish an granted discharge from a mere expectation

This article concerns Germany and the discharge of residual debt of a natural person within the framework of § 286 InsO. [PERSON] It does not deal with a mere announcement nor with the dissolution of a company.

For the legal review, present the actual decision with its file number, date and any known further procedural notifications. Mark what is confirmed and what so far comes only from a communication by the tenant party. Ask explicitly whether the discharge can be applied to the current determination.

Link the old title to the underlying claim

§ 301 paragraph 1 InsO determines the effect against all insolvency creditors. This also covers creditors who did not register their claims. [WIRKUNG] A missing registration at that time is therefore not a general way around the discharge.

Creditor status in insolvency is tied under § 38 to an entitlement to assets that existed at the opening of proceedings. [GLAEUBIGER] Therefore reassign the title to the actual rental periods and bases of claim. A later title date will not be treated as the creation of an entirely new claim without review. Ongoing new claims likewise do not automatically belong in the same old-claim item without examination.

Our editorial recommendation is a short bridge between the title, the original monthly items, payments already received and the insolvency file. The advice should allow one to recognise which specific claim you still intended to pursue.

An asserted exception needs its real basis

§ 302 names claims excluded by statute. These include, under the conditions set out there, claims arising from intentionally committed tort; the provision requires registration stating this legal basis. [AUSNAHMEN] An ordinary rent title is not, by virtue of its being titled, thereby designated as an exception.

Do not retroactively relabel an old rent arrear with the tag intentional fraud. If such a separate basis of claim is actually asserted, its documents and the registration status at the time belong in the specialist review. Frustration about missed payments does not replace this evidence.

Relate the decision to the correct debtor

§ 301 paragraph 2 leaves certain rights against co-debtors, guarantors and from securities unaffected. The recourse of such persons against the discharged debtor is in turn limited. [WIRKUNG] That is a separate review and not a blanket permission to simply redirect the same reminder to any supporting person.

A payment actually received after discharge also requires correct classification. Paragraph 3 does not create an obligation to refund solely because satisfaction occurred despite the discharge. [WIRKUNG] Nothing here is taken to mean an ongoing payment claim or a reason to put pressure on the tenant party.

Give effect to the examined result in processing

In the hypothetical case the old monthly claim is covered by the discharge. The landlord removes it from the further dunning process against this tenant party after confirmed review. The historical booking and the decision remain traceably preserved. A mere zero balance without explanation would be insufficient for a later handler.

Separate outstanding claims are maintained with their actual review status. The article does not declare any specific title destroyed and does not provide an enforcement template. Its result is a reasoned current statement of claim before an old amount becomes a new inappropriate payment demand.

Sources and context

Created with the help of AI and editorially reviewed. General guidance only; not individual legal, tax or financial advice. Errors and later changes are possible.