Practical articles for Austria and Germany – from property marketing and social media to everyday office life. Every article is reviewed editorially.
1120 articles
Clarify bank procedure, internal compensation and ownership separately when an unequal special payment is made on a joint mortgage. The Austrian legal framework provides individual starting points for this.
The current loan instalment matches the income. Part of the repayment would, however, only take place after the planned retirement date. For your own decision it is therefore worth taking a second look at the timeline, rather than treating every year as if it were the current month of employment.
The parents want to support the flat purchase. At the same time the money is to be repaid in certain situations. For the financing it is therefore not only the transferred sum that matters, but also on what basis it is available and what later obligations may be attached to it.
Compare a residual debt with several interest and repayment assumptions without turning today's example interest rates into a forecast.
Correctly classify the FMA guidelines and separate annual salary, monthly cash flow and reserves for your own affordability check.
Classify an advertised rental yield and calculate ongoing surpluses, repayments and tax questions separately using your own assumptions.
Compare personalised loan information sensibly and record assumptions, document status and the binding nature of offers separately.
How do I compare several purchase offers on the same scope, factor in my own transition costs and choose the next well-founded step in the sale?
How do I classify a private Austrian property sale for tax purposes, distinguish the calculation methods and organise the calculation and payment?
How do I commission and check a virtual tour of an Austrian property that presents the property clearly and responsibly?
How do I prepare the actual handover of my Austrian residential property and document the status agreed by both parties?
How do I prepare and conduct a personal Austrian sales appointment and then provide reliable answers.